The term “heart disease” is often used interchangeably with the term “cardiovascular disease.” Cardiovascular disease generally refers to conditions that involve narrowed or blocked blood vessels that can lead to a heart attack, chest pain (angina) or stroke. Can you get burial insurance if you have had a heart attack or have heart disease? The good thing is yes you can. Does life insurance cover a heart attack? You would think after a person has a heart attack or heart disease that an insurance company would not touch them with a ten-foot pole. Fortunately, there are several companies that will offer a guaranteed issue whole life policy. in this article, we will learn about heart disease and life insurance. Coronary artery disease and life insurance and also general heart disease and lifestyle. Will you pay more for burial insurance? Yes, but it is affordable and it is better than having no insurance at all. My name is Mitch Winstead from Allstar Senior Benefits. Our toll-free number is 866-598-8170 or 910-538-4547. Our website is www.allstarseniorbenefits.com My email address is firstname.lastname@example.org. Call today for a “no pressure” quote. My first profession is a Physical Therapist Assistant. I still do some part-time work helping people rehab from various conditions. I have spent a lot of time with patients who have heart disease. Sometimes it’s after triple bypass surgery and they need to get stronger and back on their feet from the surgery and being inactive for a while.
Heart disease symptoms depend on what type of heart disease you have. Symptoms of heart disease in your blood vessels (atherosclerotic disease)
Cardiovascular disease symptoms may be different for men and women. For instance, men are more likely to have chest pain; women are more likely to have other symptoms along with chest discomfort, such as shortness of breath, nausea and extreme fatigue.
Symptoms can include:
Chest pain, chest tightness, chest pressure and chest discomfort (angina)
Shortness of breath
Pain, numbness, weakness or coldness in your legs or arms if the blood vessels in those parts of your body are narrowed
Pain in the neck, jaw, throat, upper abdomen or back
You might not be diagnosed with cardiovascular disease until you have a heart attack, angina, stroke or heart failure. It’s important to watch for cardiovascular symptoms and discuss concerns with your doctor. Cardiovascular disease can sometimes be found early with regular evaluations.
Heart disease symptoms caused by abnormal heartbeats (heart arrhythmias)
A heart arrhythmia is an abnormal heartbeat. Your heart may beat too quickly, too slowly or irregularly. Heart arrhythmia symptoms can include:
Fluttering in your chest
Racing heartbeat (tachycardia)
Slow heartbeat (bradycardia)
Chest pain or discomfort
Shortness of breath
Fainting (syncope) or near fainting
Heart disease symptoms caused by heart defects
Serious congenital heart defects — defects you’re born with — usually become evident soon after birth. Heart defect symptoms in children could include:
Pale gray or blue skin color (cyanosis)
Swelling in the legs, abdomen or areas around the eyes
In an infant, shortness of breath during feedings, leading to poor weight gain
Less serious congenital heart defects are often not diagnosed until later in childhood or during adulthood. Signs and symptoms of congenital heart defects that usually aren’t immediately life-threatening include:
Easily getting short of breath during exercise or activity
Easily tiring during exercise or activity
Swelling of the hands, ankles or feet
Heart disease symptoms caused by weak heart muscle (dilated cardiomyopathy)
In the early stages of cardiomyopathy, you may have no symptoms. As the condition worsens, symptoms may include:
Breathlessness with exertion or at rest
Swelling of the legs, ankles, and feet
Irregular heartbeats that feel rapid, pounding or fluttering
Dizziness, lightheadedness, and fainting
Heart disease symptoms caused by heart infections
Endocarditis is an infection that affects the inner membrane that separates the chambers and valves of the heart (endocardium).
Heart infection symptoms can include:
Shortness of breath
Weakness or fatigue
Swelling in your legs or abdomen
Changes in your heart rhythm
A dry or a persistent cough
Skin rashes or unusual spots
Heart disease symptoms caused by valvular heart disease
The heart has four valves — the aortic, mitral, pulmonary and tricuspid valves — that open and close to direct blood flow through your heart. Valves may be damaged by a variety of conditions leading to narrowing (stenosis), leaking (regurgitation or insufficiency) or improper closing (prolapse).
Depending on which valve isn’t working properly, valvular heart disease symptoms generally include:
Shortness of breath
Swollen feet or ankles
When to see a doctor
Seek emergency medical care if you have these heart disease symptoms:
Shortness of breath
Heart disease is easier to treat when detected early, so talk to your doctor about your concerns regarding your heart health. If you’re concerned about developing heart disease, talk to your doctor about steps you can take to reduce your heart disease risk. This is especially important if you have a family history of heart disease. If you think you may have heart disease, based on new signs or symptoms you’re having, make an appointment to see your doctor.
How the heart works
Your heart is a pump. It’s a muscular organ about the size of your fist, situated slightly left of center in your chest. Your heart is divided into the right and the left side. The division prevents oxygen-rich blood from mixing with oxygen-poor blood. Oxygen-poor blood returns to the heart after circulating through your body.
The right side of the heart, comprising the right atrium and ventricle, collects and pumps blood to the lungs through the pulmonary arteries.
The lungs refresh the blood with a new supply of oxygen. The lungs also breathe out carbon dioxide, a waste product.
Oxygen-rich blood then enters the left side of the heart, comprising the left atrium and ventricle.
The left side of the heart pumps blood through the aorta to supply tissues throughout the body with oxygen and nutrients.
Four valves within your heart keep your blood moving the right way by opening only one way and only when they need to. To function properly, the valve must be formed properly, must open all the way and must close tightly so there’s no leakage. The four valves are:
A beating heart contracts and relaxes in a continuous cycle.
During contraction (systolic), your ventricles contract, forcing blood into the vessels to your lungs and body.
During relaxation (diastolic), the ventricles are filled with blood coming from the upper chambers (left and right atria).
Your heart’s electrical wiring keeps it beating, which controls the continuous exchange of oxygen-rich blood with oxygen-poor blood. This exchange keeps you alive. Electrical impulses begin high in the right atrium and travel through specialized pathways to the ventricles, delivering the signal for the heart to pump.
The conduction system keeps your heart beating in a coordinated and normal rhythm, which keeps blood circulating.
Various heart disease causes
The causes of heart disease vary by type of heart disease.
Causes of cardiovascular disease
While cardiovascular disease can refer to different heart or blood vessel problems, the term is often used to mean damage to your heart or blood vessels by atherosclerosis (ath-ur-o-skluh-ROE-sis), a buildup of fatty plaques in your arteries. Plaque buildup thickens and stiffens artery walls, which can inhibit blood flow through your arteries to your organs and tissues. Atherosclerosis is also the most common cause of cardiovascular disease. It can be caused by correctable problems, such as an unhealthy diet, lack of exercise, being overweight and smoking.
Causes of heart arrhythmia
Common causes of abnormal heart rhythms (arrhythmias) or conditions that can lead to arrhythmias include:
Heart defects you’re born with (congenital heart defects)
Coronary artery disease
High blood pressure
Excessive use of alcohol or caffeine
Some over-the-counter medications, prescription medications, dietary supplements, and herbal remedies
Valvular heart disease
In a healthy person with a normal, healthy heart, it’s unlikely for a fatal arrhythmia to develop without some outside trigger, such as an electrical shock or the use of illegal drugs. That’s primarily because a healthy person’s heart is free from any abnormal conditions that cause an arrhythmia, such as an area of scarred tissue. However, in a heart that’s diseased or deformed, the heart’s electrical impulses may not properly start or travel through the heart, making arrhythmias more likely to develop.
Causes of congenital heart defects
Congenital heart defects usually develop while a baby is in the womb. Heart defects can develop as the heart develops, about a month after conception, changing the flow of blood in the heart. Some medical conditions, medications, and genes may play a role in causing heart defects.
Heart defects can also develop in adults. As you age, your heart’s structure can change, causing a heart defect.
Causes of cardiomyopathy
The cause of cardiomyopathy, a thickening or enlarging of the heart muscle, may depend on the type:
Dilated cardiomyopathy. The cause of this most common type of cardiomyopathy often is unknown. It may be caused by reduced blood flow to the heart (ischemic heart disease) resulting from damage after a heart attack, infections, toxins, and certain drugs. It may also be inherited from a parent. It usually enlarges (dilates) the left ventricle.
Hypertrophic cardiomyopathy. This type, in which the heart muscle becomes abnormally thick, usually is inherited. It can also develop over time because of high blood pressure or aging.
Restrictive Cardiomyopathy. This least common type of cardiomyopathy, which causes the heart muscle to become rigid and less elastic, can occur for no known reason. Or it may be caused by diseases, such as connective tissue disorders, and excessive iron buildup in your body (hemochromatosis), the buildup of abnormal proteins (amyloidosis) or by some cancer treatments.
Causes of heart infection
A heart infection, such as endocarditis, is caused when an irritant, such as a bacterium, virus or chemical, reaches your heart muscle. The most common causes of heart infection include:
Causes of valvular heart disease
There are many causes of diseases of your heart valves. You may be born with valvular disease, or the valves may be damaged by conditions such as:
Infections (infectious endocarditis)
Connective tissue disorders
Risk factors for developing heart disease include:
Age. Aging increases your risk of damaged and narrowed arteries and weakened or thickened heart muscle.
Sex. Men are generally at greater risk of heart disease. However, women’s risk increases after menopause.
Family history. A family history of heart disease increases your risk of coronary artery disease, especially if a parent developed it at an early age (before age 55 for a male relative, such as your brother or father, and 65 for a female relative, such as your mother or sister).
Smoking. Nicotine constricts your blood vessels, and carbon monoxide can damage their inner lining, making them more susceptible to atherosclerosis. Heart attacks are more common in smokers than in nonsmokers.
Poor diet. A diet that’s high in fat, salt, sugar and cholesterol can contribute to the development of heart disease.
High blood pressure. Uncontrolled high blood pressure can result in hardening and thickening of your arteries, narrowing the vessels through which blood flows.
High blood cholesterol levels. High levels of cholesterol in your blood can increase the risk of the formation of plaques and atherosclerosis.
Diabetes. Diabetes increases your risk of heart disease. Both conditions share similar risk factors, such as obesity and high blood pressure.
Obesity. Excess weight typically worsens other risk factors.
Physical inactivity. Lack of exercise also is associated with many forms of heart disease and some of its other risk factors, as well.
Stress. Unrelieved stress may damage your arteries and worsen other risk factors for heart disease.
Poor hygiene. Not regularly washing your hands and not establishing other habits that can help prevent viral or bacterial infections can put you at risk of heart infections, especially if you already have an underlying heart condition. Poor dental health also may contribute to heart disease.
Complications of heart disease include:
Heart failure. One of the most common complications of heart disease, heart failure occurs when your heart can’t pump enough blood to meet your body’s needs. Heart failure can result from many forms of heart disease, including heart defects, cardiovascular disease, valvular heart disease, heart infections or cardiomyopathy.
Heart attack. A blood clot blocking the blood flow through a blood vessel that feeds the heart causes a heart attack, possibly damaging or destroying a part of the heart muscle. Atherosclerosis can cause a heart attack.
Stroke. The risk factors that lead to cardiovascular disease also can lead to an ischemic stroke, which happens when the arteries to your brain are narrowed or blocked so that too little blood reaches your brain. A stroke is a medical emergency — brain tissue begins to die within just a few minutes of a stroke.
Aneurysm. A serious complication that can occur anywhere in your body, an aneurysm is a bulge in the wall of your artery. If an aneurysm bursts, you may face life-threatening internal bleeding.
Peripheral artery disease. Atherosclerosis also can lead to peripheral artery disease. When you develop peripheral artery disease, your extremities — usually your legs — don’t receive enough blood flow. This causes symptoms, most notably leg pain when walking (claudication).
Sudden cardiac arrest. A sudden cardiac arrest is the sudden, unexpected loss of heart function, breathing and consciousness, often caused by an arrhythmia. A sudden cardiac arrest is a medical emergency. If not treated immediately, it is fatal, resulting in sudden cardiac death.
Certain types of heart disease, such as heart defects, can’t be prevented. However, you can help prevent many other types of heart disease by making lifestyle changes that can improve your heart disease such as:
Control other health conditions, such as high blood pressure, high cholesterol, and diabetes
Exercise at least 30 minutes a day on most days of the week
Eat a diet that’s low in salt and saturated fat
Maintain a healthy weight
Reduce and manage stress
Practice good hygiene
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