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All Star Senior Benefits

Sickle cell and life insurance-would I be accepted?

I have sickle cell anemia/disease.   Would I be accepted for life insurance?  Yes ! you would be accepted! With sickle cell and life insurance, you would be approved for either an easy issue policy or a guaranteed issue life insurance policy.  This would be a whole life policy that is sometimes referred to as a […]

Would I be accepted for life insurance and kidney disease and if I go to dialysis?

I have to go to dialysis.  Can I still qualify for life insurance?  Yes, you can!!  There is whole life insurance for dialysis patients.  For the sake of this article, I will concentrate on people that have end-stage renal failure.  Some of the whole life/ final expense companies do offer either an easy issue or guaranteed […]

Life insurance and e-cigarettes Do I have to pay smoker’s rates ?

I smoke e-cigarettes.  Do I still have to pay smokers rates? E-cigs are popular.  You would think that e-cigs would be clearly the better choice when it comes to smoking/ vaping.  The FDA- Food and Drug Administration is a giant regulatory agency responsible for regulating the safety of drugs and food products in our country […]

Life insurance and Lou Gehrig’s Disease? Would I be accepted?

Lou Gehrig’s disease or ALS- amyotrophic lateral sclerosis.  If you have this condition will you still be able to get life insurance?  Yes, you can!!   I am Mitch Winstead owner at Allstar Senior Benefits.   Our toll-free number is 910-452-1922. If you have any questions, we offer free advice with no obligations. This is a tough […]

If I have HIV/AIDS-can I still get life insurance?

Hi, I’m Mitch Winstead with Allstar Senior Benefits.  I can only imagine- it must be tough enough living with this condition, let alone having to think about life insurance.  I have some good news, you CAN get life insurance. However, you will have to pay more for it.  It is still reasonable. Just because you […]

Life Insurance and ptsd- Can I get life insurance?

[vc_row][vc_column][vc_column_text css=””]Hi, I’m Mitch Winstead and I am an Army Veteran.   I have an Insurance Brokerage that is called Allstar Senior Benefits.   I have been an insurance professional since 2000.  My website is www.allstarseniorbenefits.com My email address is mitch@allstarseniorbenefits.com. My toll-free number is 910-452-1922 or 910-538-4547. We offer free advice with no obligations. Since I […]

Life Insurance- Do I need it? Term Life, Whole Life insurance, Universal Life?

Life insurance, it sure can get complicated.  Which one is best and how do they differ?   In this article, I am going to attempt to give you the clearest answers possible.   If not you may call me – Mitch Winstead toll-free 910-538-4547 or 910-452-1922.  Our website is https://allstarseniorbenefits.com/    Our email is mitch@allstarseniorbenefits.com I want to first start off […]

If I have COPD can I get life insurance?

If  I have COPD can I get life insurance?  Yes, you can, fortunately.   It’s not an impossible situation.  So let’s talk about COPD and what it is and how it can affect you.  Let me be clear, I don’t have COPD.  My Mom does who taught me about the insurance business.   So let me put in my plug […]

Is there Life Insurance for people with anxiety?

Life insurance for people with anxiety?   Is it available?  Will, it cost me more?   There are many anxiety disorders what about mine?  Yes, there is!  I suffer from anxiety.  I have life insurance.  Having anxiety isn’t fun. Hi, I’m Mitch Winstead with Allstar Senior Benefits.  Our toll-free number is 910-452-1922.  We off free advice and […]

Can I change Medicare Supplement plans at any time-or do I have to wait??

Can I change Medicare Supplement plans at any time?  This is a question I get asked a lot.  Here is the answer.  Yes, you can change your plan at any time. Hi, I am Mitch Winstead from Allstar Senior Benefits.  Our toll-free number is 910-452-1922.  We give free advice and you are under no obligations if […]