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Allstar Senior Benefits Articles

Life insurance and e-cigarettes Do I have to pay smoker’s rates ?

I smoke e-cigarettes.  Do I still have to pay smokers rates? E-cigs are popular.  You would think that e-cigs would be clearly the better choice...

Life insurance and Lou Gehrig’s Disease? Would I be accepted?

Lou Gehrig’s disease or ALS- amyotrophic lateral sclerosis.  If you have this condition will you still be able to get life insurance?  Yes, you can!!...

If I have HIV/AIDS-can I still get life insurance?

Hi, I’m Mitch Winstead with Allstar Senior Benefits.  I can only imagine- it must be tough enough living with this condition, let alone having to...

Life Insurance and ptsd- Can I get life insurance?

Hi, I’m Mitch Winstead and I am an Army Veteran.   I have an Insurance Brokerage that is called Allstar Senior Benefits.   I have been an...

Life Insurance- Do I need it? Term Life, Whole Life insurance, Universal Life?

Life insurance, it sure can get complicated.  Which one is best and how do they differ?   In this article, I am going to attempt to...

If I have COPD can I get life insurance?

If  I have COPD can I get life insurance?  Yes, you can, fortunately.   It’s not an impossible situation.  So let’s talk about COPD and what it is...

Is there Life Insurance for people with anxiety?

Life insurance for people with anxiety?   Is it available?  Will, it cost me more?   There are many anxiety disorders what about mine?  Yes, there is! ...

Can I change Medicare Supplement plans at any time-or do I have to wait??

Can I change Medicare Supplement plans at any time?  This is a question I get asked a lot.  Here is the answer.  Yes, you can change...

Medicare Supplements and Part D Prescription Drug Plans

Do Medicare Supplement plans include or cover Part D prescription drug plans? I wish the answer was yes.   Up until 2006   Medicare Supplement plans...

Medicare Advantage or Medicare Supplement?

I have been involved in the Medicare Supplement health plan field for over 34 years in some way shape or manner.  Several years ago a...

You are turning 65 soon for Medicare-Now what? Open Enrollment ? A supplement?

So you are turning 65 or turning 65 soon and you are going on Medicare.  Congrats!  You may think that my saying congrats to you...

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