Why we collect Visitor information
There are two reasons why we collect visitor information on this website.
- Information is collected to provide, real-time and accurate life insurance quotes.
- Information is also collected to initiate the application to process requests and/or to begin the purchase of life insurance.
Information provided on this website is voluntarily provided by you, the user. We study and analyze user profiles for information on statistics and are not used to track the usage patterns of individual users.
How We Use Information Collected
Insurance quote forms
This website provides free insurance quotes, certain information must be collected, including, date of birth, gender, height, weight, coverage amount, desired term period, health classification or the proposed insured and tobacco use. For a simplified issue and guaranteed issue life insurance quotes, other health information may also be required.
All life insurance carriers have proprietary rate guidelines based on the previously mentioned information. In order to provide accurate quotes and rates, the information mentioned above must be collected.
Insurance application Request Forms
These forms represent the initiation of the insurance purchasing process. By completing these forms, you are requesting contact by a member of our staff regarding your purchase of insurance. The information collected on this form including (name, mailing address, email and phone numbers are used only to contact you regarding your purchase of life insurance. Allstar Senior Benefits may share this information with life insurance carriers in an effort to provide the best service and products to you, our client.
A cookie is a piece of data stored on a user’s computer that is tied to information about that user. None of the cookies on this site uses or links to in any way to personal identification information. This site uses both session ID cookies and persistent cookies. Section ID cookies terminate once the user closes a browser. Persistent cookies are small text files stored on the user’s hard drive for an extended of time.
Persistent cookies may be removed at any time by following the help directions provided by your browser. Cookies may be disabled at any time by following the “help” directions provided by your browser. Information collected by cookies is analyzed to determine the effectiveness of our site. Users that reject our cookies may still use our site. you may also disable cookies on your browser at any time by following the directions provided by your browser.
When visitors enter navigate through the pages of our side, are server logs information, including the website address or Internet address of the server or computer contacting us, the date and time, the referring site and its URL, as well as the visitors browser, operating system, and screen resolution. This data is analyzed to understand better what our visitors are looking for and true improve the quality of our website. We look for trends, identify most and the least visited pages, and collect broad demographic information. None of the information gathered from where log files is shared with or sold to outside organizations. Nor do we look at individual users and their uses patterns, or use these technologies together emails or personally identified their information.
Communication with Clients
Once a user has initiated a relationship with Allstar Senior Benefits through this website oh, various forms of communication may be used. They include:
- Contact by phone
- contact by email
- contact by mail
- contact by fax
All contact is used to help our clients apply for, purchase, and/ or get life insurance and/ or other forms of insurance (such as an annuity health insurance vision insurance Medicare supplement insurance,etc)
If at any time you desire that we cease contact with you, please reply by email, telephone, email or fax and we will remove you from our database.
What your options are
allstarseniorbenfits.com is for open and public use without providing any personal identification information. By providing your personal identification information on this site, you are explicitly initiating a relationship ( as defined by the National Do Not Call Registry) with allstarseniorbenfits.com and are inviting, consenting to, and requesting contact information from us, which may be provided to you online, by phone, by fax, email, or mail by Allstar Senior Benefits or one of our carriers, Affiliates, vendors, or partners. As such oh, you are waiving any right ( including claims under the telemarketing sales rule) extending in perpetuity to claim that we contacted you without your express consent.
If, at any time, you desire that we cease contact with you, we will honor your request to place you on our internal “do not contact” list.
You can unsubscribe from are email list at any time by clicking on the “unsubscribe” link at the bottom of any one of our emails. Or simply reply with the message “unsubscribe”
Update/Change Personal Information
If you would like to update or change the personal information we have on file for you, please contact us at 866-598-8170.
Carrier, Partner, Vendor, and Affiliate Privacy Policies
Allstar Senior Benefits will try to make sure your personal identification information with insurance carriers or other partners, vendors, or Affiliates for the express purpose of assisting you in the purchase of insurance. Allstar Senior Benefits not liable or responsible for these third-party companies privacy policies or procedures, or any other loss or breach of data through these third-party systems. Please contact these individual organizations with questions regarding their privacy policies.
Spam or unsolicited commercial email is an attempt to deliver an email to someone who would not choose to receive it. If you receive emails from Allstar Senior Benefits it is because you expressly shared your email address with us for the purpose of receiving information in the future also known as opt-in or you have purchased from us or currently have a relationship with us.
By requesting information from us or providing your contact information on our site, you have agreed to opt-in to receive our information.
You may unsubscribe from our email mailing list at any time by clicking on the “unsubscribe” link the bottom of any emails or by replying to the email subject line “unsubscribe”
if you have any questions regarding this document, our procedures and policies, this side, or your relationship with us, please contact us at the address below.Allstar Senior Benefits
P O Box 15552
Wilmington, NC 28460
Allstar Senior Benefits is a licensed Independent Insurance Agency. Allstar Senior Benefits does not underwrite any insurance that appears on our website, insurance quotes appearing on our website are non-binding. While we have done our best to ensure all rates shown are accurate, human error is a possibility. In the rare event we have made a mistake regarding pricing, the carriers rates will always supersede whatever rates appear on our website.
Not all products are available in all states. Product eligibility for each carrier varies depending on the following factors: resident state of insured, age, and medical underwriting restrictions. All plans with no waiting period may require an applicant to be medically approved by the insurance company and are subject to the incontestability period.
All guaranteed acceptance plans that have no health questions will be subject to a waiting period before benefits become payable under the policy provisions.
Medicare Supplements, annuities, life insurance, disability insurance, long term care and short term care and any type of insurance that allows a Life and Health agent to market and sell is available through Advance Mutual group independent insurance agency may be underwritten by any of the following insurance companies: AIG,Sentinel Security Life Insurance, Mutual of Omaha, Cigna, Royal Neighbor’s of America, Great Western,Transamerica, Forester’s Financial, Prosperity Life, American Continental, Aetna, Continental Life, America American Home, Life, GCU, Liberty Bankers Life, Bankers Fidelity, AARP,CSI, CSI Life or CSO, Combined Insurance Company, GPM Health and Life, Manhattan Life, Medico, Genworth, Everest, Forethought or Atlantic Custom Group Loyal Christian Benefit Association,United Home Life or Unified Life.
No part of this website may be copied, faxed, publish, mailed or distributed in any manner without the prior written cassette from the website owner.[/vc_column_text][/vc_column][/vc_row]