Medicare Parts : Part A
- There are no premiums
- There are deductibles and copayments
- Deductible for 2016 is $1,288
- Coinsurance for hospital days 61-90 ($322 in 2016)
- Coinsurance for each day 91-150 ($644 in 2016)
- Cost of 365 extra hospital days in your lifetime, once you’ve used all Medicare hospital benefits
- Hospice care coinsurance or copayment
Part B
- Requires monthly premium,
- All coinsurance and copayment amounts after you meet the $166 (in 2016) yearly deductible for Medicare Parts B
- 100% of coinsurance for Part B covered preventive services
- The first three pints of blood
- Covers: Physician Services, Outpatient Services, Durable Medical Equipment
Part C
- Medicare Advantage Plans (PPO’s, HMO’s)
- Combines Part A and B
- Provided by Private Companies (approved by CMS)
- Costs and Coverage’s vary by Company
- Plans are Approved by CMS
Part D
- Prescription Drug Coverage
- Separate Premium
- May be included in Medicare Advantage Plans (typically HMO’s and PPO’s)
If you have any questions, please contact Mitch Winstead Toll-Free 866-598-8170 or 910-538-4547. Our advice is free and you have no obligations.
Our website is https://allstarseniorbenefits.com Look us up on Facebook at https://www.facebook.com/medsuppguru
You may also email us at mitch@allstarseniorbenefits.com
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