How Much is the Cost of a Funeral?

The average funeral cost is between 5,000 and $15,000. This includes viewing and burial, basic service fees, and transporting remains to a funeral home,  casket, embalming, preparation. The average cost of a cremation with a funeral is 3,000 to $5,000. There are a few places that are cheaper. These costs do not include a cemetery,…

Life Insurance Riders?

What exactly is a life insurance rider? Good question. The definition is a provision of an insurance policy that adds to or amends the coverage or terms. Life insurance companies offer rider but differ from company to company.  Most riders add coverages for an additional cost. However, some restrict coverages for name conditions. For example.…

What is The Funeral Rule 2020?

Everything you need to know about the funeral rule.  If you are looking to purchase burial insurance this would be a good reference when visiting a funeral home to buy a casket urn or other items. This rule was enacted on April 30, 1984, and amended effective 1994.  This was put in place by the…

Latest with the Part D Donut Hole

Part D prescription drug plans were first introduced in 2006 and the Part D Medicare donut hole first began.  I remember this because of 2 things. I have been an insurance broker for over 20 years.  When I first started selling Medicare Supplements, I learned from my Mom Kathleen. She was selling Medicare Supplements and…