Medigap Policies
- Medigap Plan A
- Medigap Plan B
- Basic Benefits
- Medicare Part A Hospital Deductible
Medigap Plan F*
- Basic Benefits
- Medicare Part A Hospital Deductible
- Skilled Nursing-Home Coinsurance
- Medicare Part B Deductible
- Medicare Part B Excess Charges
- Pays 100 percent of the difference between your doctor’s charge and the approved amount, if your doctor does not accept assignment
- Foreign Travel Emergency
*Plan F also has a “high-deductible” option. In 2016, if you choose the high-deductible option for Medigap plan F, you will first have to pay $2,180 in health care expenses before the plan pays anything. This amount can go up every year. High-deductible policies have lower premiums, but if you get sick, your costs will be higher.
Medigap Plan G
- Basic Benefits
- Medicare Part A Hospital Deductible
- Skilled Nursing-Home Coinsurance
- Medicare Part B Excess Charges
- Pays 100 percent of the difference between your doctor’s charge and the Medicare-approved amount, if your doctor does not accept assignment
- Foreign Travel Emergency
Medigap Plan K
- Basic Benefits
- 100 percent of Part A coinsurance plus coverage for 365 days after Medicare benefits end
- 50 percent of hospice cost-sharing
- 50 percent of Medicare-eligible expenses for the first three pints of blood
- 50 percent Part B coinsurance after you meet the yearly deductible for Medicare Part B, but 100 percent coinsurance for Part B preventive services
- 50 percent of Skilled Nursing-Home Coinsurance
- 50 percent of Medicare Part A Hospital Deductible
- Annual Out-of-Pocket Limit of $ 4,940 in 2015
Medigap Plan L
- Basic Benefits
- 100 percent of Part A coinsurance plus coverage for 365 days after Medicare benefits end
- 75 percent of hospice cost-sharing
- 75 percent of Medicare-eligible expenses for the first three pints of blood
- 75 percent Part B Coinsurance (after you meet the yearly deductible for Medicare Part B, but 100 percent coinsurance for Part B preventive services)
- 75 percent of Skilled Nursing-Home Coinsurance
- 75 percent of Medicare Part A Hospital Deductible
- Annual Out-of-Pocket Limit of $2,470 in 2015
Medigap Plan M
- Basic Benefits
- Medicare Part A Hospital Deductible 50%
- Skilled Nursing-Home Coinsurance 100%
- Medicare Part B Deductible 100%
- Blood first 3 pints 100%
- Foreign Travel Emergency 80%
Medigap Plan N
- Basic Benefits
- Medicare Part A Hospital Deductible
- Skilled Nursing-Home Coinsurance
- Medicare Part B Deductible
- Medicare Part B Excess Charges (Pays 100 percent of the difference between your doctor’s charge and the Medicare-approved amount, if your doctor does not accept assignment)
- Foreign Travel Emergency
- $20 Office Visit Copay
- $50 Emergency Room Copay (waived if admitted)
- Hi, I’m Mitch Winstead from Allstar Senior Benefits. We have been helping people for over 36 years. If you have any questions, our toll-free number is 866-598-8170 or 910-538-4547.
- Our website is www.allstarseniorbenefits.com Our facebook page is https://www.facebook.com/medsuppguru Or you can email us at- mitch@allstarseniorbenefits.com If you would like a personalized quote please fill out the quote form on the front of the page by clicking this link https://allstarseniorbenefits.com/get-a-quote/#.W6PkD2hKhPY
